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Loan
Loan Conditions
To be eligible for a loan, you must be ranked as a Helper or higher.
The loan rate is 10 percent, so you must agree through neomail to pay back the total that you borrowed PLUS 10 percent of that amount when your loan is due to be paid back. (Example: If you borrow 1,000np, you will be asked to pay back 1,100np)
When you receive the loaned nps, you will be asked to give the Loan Giver an item worth approximately the amount of the loan. The item will be safely stored until your loan is paid back.
Loans are for 1 month. You will be asked to pay back the amount in full at the same time next month.
If you DO NOT pay our loan back with in 1 month, we will sell your item to cover your debts. This will clear your loan, but you WILL NOT be getting another loan from us.
MAXIMUM LOAN AMOUNT IS 50,000np!
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Applying For A Loan
You may apply for a loan by neomailing coolkid4313 with the subject title: LOAN.
coolkid4313 will reply a.s.a.p with the answer whether your loan has been accepted or denied. You will then be asked to put the item worth the approximate amount of the loan up in the Trading Post and Slambogi will bid the amount of nps you wanted on that item.
Yes, if you do pay back your loan accordingly, you will get your item back.
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Paying Back Your Loan
With in 1 month of receiving your loan, you are asked to pay it back. You can do this by contacting Slambogi. She will put your item in the Trading Post for you, and you will pay the amount owed. Once the Trade is completed, the loan has finished. You can only ask for a loan once per month.
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